:root{
  /* Layout: a calm, document-like marketing site; navy bands open and close the page, cards sit on Cloud. */
  --navy:#1F3B57; --blue:#4F8FCB; --deep:#2F5D8A; --ink:#101923; --slate:#586474;
  --steelgray:#8FA9C4; --mist:#D3D9E1; --cloud:#EDF0F4; --white:#FFFFFF;
  --serif: Georgia, Gelasio, "Times New Roman", serif;
  --sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color-scheme: light;
}
html{background:var(--cloud)}
body{background:var(--cloud);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.55;margin:0}
.wrap{max-width:1120px;margin:0 auto;padding-left:max(16px, env(safe-area-inset-left, 0px));padding-right:max(16px, env(safe-area-inset-right, 0px));box-sizing:border-box}
@media (min-width:720px){.wrap{padding-left:max(32px, env(safe-area-inset-left, 0px));padding-right:max(32px, env(safe-area-inset-right, 0px))}}
h1,h2,h3{font-family:var(--serif);font-weight:700;color:var(--navy);text-wrap:balance;margin:0}
h1{font-size:clamp(36px,6vw,56px);line-height:1.1}
h2{font-size:32px;line-height:1.2}
h3{font-size:22px;line-height:1.25}
p{margin:0}
a{color:var(--deep)}a:hover{color:var(--navy)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible,.btn:focus-visible{outline:2px solid var(--deep);outline-offset:2px;box-shadow:0 0 0 2px var(--white)}
.skip{position:absolute;left:12px;top:-80px;z-index:100;background:var(--navy);color:var(--white);padding:10px 16px;border-radius:8px;font-weight:600;text-decoration:none}
.skip:focus{top:12px}
.lead{font-size:clamp(17px,2vw,19px);max-width:44rem}
.small{font-size:14px;color:var(--slate)}
.cap{font-size:13px;line-height:1.4;color:var(--slate)}
.band{padding-block:72px}
.band-white{background:var(--white)}
.band-navy{background:var(--navy);color:var(--white)}
.band-navy h1,.band-navy h2,.band-navy h3{color:var(--white)}
.stack{display:flex;flex-direction:column;gap:24px}
.stack-lg{display:flex;flex-direction:column;gap:40px}
.grid{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr))}
.grid-2{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(min(100%,320px),1fr))}
.grid-4{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr))}
.card{background:var(--white);border:1px solid var(--mist);border-radius:12px;padding:24px;display:flex;flex-direction:column;gap:8px;min-width:0}
.band-navy .card{color:var(--ink)}
.band-navy .card h3{color:var(--navy)}
.band-navy .card .eyebrow{color:var(--slate)}
@media (max-width:640px){header.top nav a.nav-sec{display:none}}
.eyebrow{font-size:13px;font-weight:600;letter-spacing:.04em;color:var(--slate)}
.band-navy .eyebrow{color:var(--steelgray)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border-radius:8px;font-weight:600;font-size:16px;text-decoration:none;box-sizing:border-box;border:1.5px solid transparent}
.btn-primary{background:var(--navy);color:var(--white)}.btn-primary:hover{background:var(--deep);color:var(--white)}
.btn-white{background:var(--white);color:var(--navy)}.btn-white:hover{background:var(--cloud);color:var(--navy)}
.btn-ghost{background:transparent;color:var(--white);border-color:var(--white)}.btn-ghost:hover{background:rgba(255,255,255,.08);color:var(--white)}
.btn-outline{background:var(--white);color:var(--navy);border-color:var(--navy)}
.row{display:flex;flex-wrap:wrap;gap:16px;align-items:center}
header.top{background:var(--white);border-bottom:1px solid var(--mist);position:sticky;top:env(safe-area-inset-top, 0px);z-index:5}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top, 0px);z-index:10;background:var(--white)}
header.top .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px 24px;padding-block:14px}
header.top nav{display:flex;flex-wrap:wrap;gap:8px 20px;align-items:center}
header.top nav a{color:var(--navy);text-decoration:none;font-size:15px;font-weight:600}
header.top nav a.btn{color:var(--white)}
header.top nav a.lang-switch,header.top nav a.nav-pill{font-weight:600;border:1px solid var(--mist);border-radius:999px;padding:4px 12px;font-size:14px}
.logo{display:block;height:36px;width:auto}
.stat{font-family:var(--serif);font-weight:700;font-size:44px;line-height:1.05;color:var(--navy)}
.steps{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));counter-reset:step}
.step-n{font-family:var(--serif);font-weight:700;font-size:32px;color:var(--deep);line-height:1}
.step-n::before{counter-increment:step;content:counter(step)}
.tbl{overflow-x:auto;background:var(--white);border:1px solid var(--mist);border-radius:12px}
table{border-collapse:collapse;width:100%;min-width:520px}
@media (max-width:600px){table{min-width:0}th,td{padding:12px 14px;font-size:15px}}
th,td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--mist);vertical-align:top;font-size:16px}
tr:last-child td{border-bottom:0}
th{font-size:14px;color:var(--slate);font-weight:600}
.faq{display:grid;gap:24px 40px;grid-template-columns:repeat(auto-fit,minmax(min(100%,320px),1fr))}
.faq h3{font-size:19px;margin-bottom:6px}
footer.foot{background:var(--ink);color:var(--white)}
footer.foot .wrap{padding-block:48px;display:flex;flex-direction:column;gap:16px}
footer.foot a{color:var(--white)}
footer.foot .muted{color:var(--steelgray);font-size:13px;line-height:1.5}
.wi-accent{font-family:Gelasio, Georgia, "Times New Roman", serif;font-style:italic;font-weight:700;color:var(--blue);white-space:nowrap}
.band .wi-accent{color:inherit;font-style:normal}
.band-white .wi-accent,.band-navy .wi-accent{color:var(--blue);font-style:italic}
.signature{height:6px;background:linear-gradient(90deg,var(--navy),var(--blue))}
.gated{display:inline-block;border:1px dashed var(--slate);color:var(--slate);background:var(--white);padding:2px 8px;border-radius:6px;font-size:13px;line-height:1.5;font-family:var(--sans);font-weight:400}
.preview-note{background:#FDF1DC;color:#8A5300;font-size:14px;padding-block:10px}
.portal-strip{background:var(--cloud);border-top:1px solid var(--mist);border-bottom:1px solid var(--mist)}
.u-self-start{align-self:flex-start!important}
.u-featured{border:2px solid var(--navy);gap:12px!important}
.u-link{color:var(--deep);text-decoration:underline!important}
.u-ink{color:var(--ink)!important}
.u-note{color:var(--steelgray);font-size:15px!important}
.u-white{color:var(--white)!important}
.u-bold{font-weight:600!important}
.u-gap12{gap:12px!important}
.u-gap6{gap:6px!important}
.u-footnav{gap:8px 20px;font-size:14px!important}
.u-gap8{gap:8px!important}
.u-footlogo{height:36px;width:auto;align-self:flex-start!important}
.u-strip{justify-content:space-between;padding-block:14px!important}
.u-pad80{padding-block:80px!important}
.u-pad88{padding-block:88px!important}
.u-cardlink{text-decoration:none;color:var(--ink)!important}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important}}
.gated{display:none!important}